What can I do with the Business Account*?

The Business Account* is a space to manage your business’s money and send and receive transfers to and from other USD accounts within the United States. Your account also comes with a prepaid Mastercard*, so you can make payments online and in-store.

As an added benefit, the Business Account* comes with free next-day payouts for any transactions processed using SumUp card readers or payment solutions.

What does the Business Account* cost?

There are no fixed fees for transfers or payments with the Business Account* nor are there any monthly subscription costs or interest charges.

Your account comes with a free prepaid Mastercard* with 6 free ATM withdrawals a month. Additional withdrawals have a 2% fee. Third-party ATMs may still apply their own fee.

Can I open multiple accounts?

You can open a maximum of one Business Account* with a single card per business.

It's possible to operate multiple businesses with their own unique Business Account* so long as each business has a unique email address and SumUp profile.


Find out how you can open a Business Account*.

*SumUp is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.

Conditions and exceptions apply — see Deposit Account Agreement. Other fees may apply, see fee schedule above for more information.

The SumUp Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Spend everywhere Mastercard® debit cards are accepted.

Next-day payouts are only available when used alongside your SumUp merchant account.