Your payout is the sum of all your card payments processed by SumUp. You can customise how and when you want to receive your payouts based on your preferences.

In this article:

  • Payout timeline
  • Payout frequency
  • Track my payouts

Payout timeline

SumUp processes your transactions and then transfers the funds, minus the transaction fee to your bank account. Depending on your bank's settlement procedures, this may take 1-2 business days (2-3 business days for Ireland and Malta) from the transaction date to the day the funds appear on your bank account.
The bank of your customer as well as the card schemes determine the speed of the payout. That’s why it can happen that transactions, although done on the same day, are paid out on different days.

Please note that transactions made with American Express or international bank cards may take longer to be paid out to your account.

Payout settings

By default, your payouts to your bank account are set to daily. If you don’t want to receive daily payouts, you can switch to weekly or monthly.

Daily payouts Weekly payouts Monthly payouts
Every business day except for weekends and bank holidays Scheduled every Tuesday except for bank holidays Scheduled every third business day of the following month
How to change my payout frequency
  1. Log in at
  2. Click on the left menu and select “Settings”.
  3. Make sure your payout method is set to “Direct to bank account”.
  4. Choose your preferred payout frequency


You will be able to change your payout settings at any time. This will impact only the payout frequency of your future sales. Your previous sales will be deposited according to your former payout plan.

Track my payouts

You can also easily track your payouts through your SumUp Dashboard at under the “Sales” tab. View detailed payout information, filter payouts by time, instrument and amount, and easily track and search through the backlog.

As soon as a payout is processed, you’ll receive a Payout report via email containing a full breakdown of all the transactions included within the payout.

How to check my payout history
To see the details of each payout:
  1. Log in at
  2. Select “Sales” on the left menu.
  3. Click on “Payouts” in the tab menu.
  4. Select a payout to view all transactions that are included
My bank statement My customers’ bank statement
Payouts will appear on your bank statements as originating from: 'SumUp Payments Limited - PID123-SUMUP'

The Payout ID (PID) appears also on the daily and monthly payout reports that we sent you via email. You can also find the PID in your sales history in the SumUp App and the payout history in your SumUp Dashboard at

Note: You can change your bank account at any time, learn more here.

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