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Accepted Cards

You can accept any credit or debit card that displays a Visa, American Express, Diners, Discover, or MasterCard logo. The 2.65% charge per transaction applies to all transactions placed through your SumUp account, whether it's a Visa, American Express, Diners, Discover, or MasterCard.

To accept chip cards, please insert the chip (front of card with chip facing you) into the slot at the top of the reader. To accept a card via magnetic stripe, please swipe the card (back facing you) through the bigger slot at the top of the reader. 

You can also accept NFC payments via Google and Apple Pay with our SumUp Air Card Reader. To accept a contactless transaction, please tap the card for 1-2 seconds flat in front of the display of the reader. 

Your customer now only needs to authorize the payment via signature.


International Cards

You can also accept cards issued outside the U.S. Just make sure that the card carries a Visa, V PAY, Mastercard, Maestro or American Express logo.


If you perform a payment with an international card, the cardholder must pay their bank a fee for their currency conversion policy. This fee is charged if the currency of the country, where the card was issued, does not match the currency of the country in which you have registered your business with SumUp. For example, if your customer has an American bank account and your business is located in the UK, the transaction will be charged in GBP, but charged from the customer's account in USD.


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