The following business categories cannot always be supported:

Financial or payment interactions
Illegal or Regulated Business Types
Marketing or sales services
Home, auto, and travel
Insurance, discounts and warranty services
Internet, telecommunications and media
Advisory, coaching and consulting

If your business falls under one of the above, please contact our sales team for alternative options!

1. Financial or payment interactions

Any merchant operating outside the United States (including Native American Reservations or tribal entities as they are considered outside the United States jurisdiction)
Any merchant accepting transactions on behalf of another business
Any merchant selling products that infringe on the intellectual property rights of others, including counterfeit goods or any product or service that infringes on the copyright, trademark or trade secrets of any third party
Future business: The delay between processing a card transaction and handing out the product/service shouldn’t be longer than 7 days. If it’s in your case more than 7 days, your business falls in the category “future business” (for example: selling flight tickets)
Deposits/caution and any type of payment that is subject to refund, regulated by the merchant’s terms and conditions
Digital Wallet or Prepaid Companies
Money Transfer, Wire Transfers, Money Orders, Transmitters, and Check Cashing including merchants required to be registered as Money Service Business
Transacting Virtual Currency or credits that can be monetized, re-sold or converted to physical or digital goods or services or otherwise exit the virtual world
Quasi Cash or Stored Value (such as prepaid debit cards or cash advances)
Any merchant servicing sanctioned locations (Cuba, Iran, North Korea, Sudan, Syria) are prohibited.
Any merchant where the anticipated percentage of international card sales is expected to be greater than 20% of total sales
High interest rate non-bank consumer lending including payday lending and title loans. This includes loan payments conducted on a Visa-branded credit card.
Currency exchanges or dealers
Any Payment Service Company, Payment Facilitator or any other merchant that processes sales and payments on behalf of another business providing goods or services to the cardholder
Payment Facilitators
Credit Counseling or Credit Repair Services
Credit Protection or Identity Theft Protection Services
Debt Elimination, Reduction or Consulting Services
Collection Agencies
Bankruptcy Lawyers
Bail Bond Services
Crowd Sourced Fundraising, as defined by Processor. Crowd Sourced Fundraising shall not be allowed for the purchase of stock or equity, a promise is made to deliver a good or service in the future, or there is no consideration in return for the payment or donation
Commodity Trading or Security Trading

2. Illegal or Regulated Business Types

Age-Restricted Products or Services
Adult entertainment and/or adult content websites including Electronic Commerce adult content (videotext) merchants
Brand or Reputational damaging, potential or otherwise, activities including Bestiality, Child Pornography, Escort Services, Mail Order Brides, Occult
Drug Paraphernalia
Tobacco, e-Cigarettes and “Vape” supplies and accessories
Firearms and weapons including Ammunition, Silencers, Components and Suppressors
Gambling Activities and Establishments, including lotteries, internet gaming, contests, sweepstakes, or offering of prizes as an inducement to purchase goods or services
Marijuana dispensaries and related products or services, including CBD
Pseudo Pharmaceuticals
Substances designed to mimic illegal drugs
Any merchant that accepts a card at a scrip-dispensing terminal
Products or services with doubtful efficiency (deceptive, unfair, predatory or prohibited by one or more Card Brands). This may include, but is not limited to, weight loss products, hair growth products, products to boost, physical performance.
Personal Enhancement Products and/or Nutraceuticals where there is not any consumer present retail option
Sports Forecasting, betting or odds making
Massage Parlors
Pawn Shop

3. Marketing or sales services

Bidding Fee Auctions including Penny Auctions
Business seminars (real estate seminars, investment programs, business opportunities/strategies)
Direct Marketing: Travel Related Arrangement Services
Direct Marketing: Inbound Telemarketing including videotext services
Direct Marketing: Continuity or Subscription services
Negative option” marketing, renewal, or continuity subscription practices; marketing activities involving low-dollar trails, “pay only for shipping,” and/or “free trial” periods after which a credit card is charged periodically and/or a significantly larger amount
Distressed Property Sales and/or Marketing / Real Estate Flipping
Multi-Level Marketing Businesses
Investment or “get rich quick” merchants, businesses, or programs, including Brokers and Dealers
Selling or Sales of Social Media Activity
Up-Selling
Buyer Clubs/Membership Clubs

4. Home, auto, and travel

Airlines including Charter Airlines
Cruise Lines
Used or new motor vehicles
Travel Agencies or Tour Operators
Timeshares including resale’s and related marketing
Shipping or Forwarding Brokers (brokers that connect shipping/forwarding companies with clients)
Real Estate/Real estate flipping
Solar Panel Companies

5. Insurance, discounts and warranty services

Discount Coupon merchants or Online Sites
Discount Medical or Dental plans including Discount Insurance
Warranty Companies
Rebate-Based Businesses
Insurance Companies

6. Internet, telecommunications and media

Internet/Mail Order Pharmacies
Online Personal Computer Technical Support (not Direct Marketed in nature)
Prepaid Phone Cards and Services
Sale of Mobile Minutes
Infomercial merchants
Outbound Telemarketers and Telecom merchants

7. Advisory, coaching and consulting

Life-coaching
Dating Services
Career Placement or Advice Center Merchants
Fortune tellers, Psychic Services

If one of these categories describes your business type (either completely or partly) and you are already a SumUp merchant, we kindly ask you to contact our Support Team.