How does Tap to Pay on iPhone work?

In short, Tap to Pay on iPhone allows you to easily accept contactless payments. Take payments from credit and debit card or wallet apps, no card reader necessary.

Is my phone compatible?

Tap to Pay on iPhone works with iPhone XS or later with iOS 16.4 onward. Android users can try Tap on Phone instead.

What does it cost?

There's no set up cost for Tap to Pay on iPhone, so you only pay the same 1.69% transaction fee as you would if using a card reader.

How can customers pay?

Customer can pay in-person via contactless credit or debit cards and digital wallet apps from the following payment brands.

With Tap to Pay on iPhone, you can accept contactless card or wallet app payments from:
- Visa
- Mastercard
- Maestro
- Apple Pay
- Google Pay

What transaction limits are there?

Tap to Pay on iPhone allows PIN verification, meaning you’re not restricted to the contactless limit so can accept payments starting from £1.00.

Get started

Start accepting contactless payments without a card reader by setting up Tap to Pay on iPhone.