How Confirmation of Payee works

When customers with UK-based GBP accounts transfer money, CoP checks the recipient details listed below and verifies who the recipient account belongs to. Learn more.

  • Full business name the account is registered to

  • Account number

  • Sort code

  • Account type i.e. Business

When receiving transfers, avoid delays by checking the accuracy of account details you share with customers. If your details change, be sure to inform your bank and customers.

Can I opt out?

Submit the form below to opt out. You can still receive transfers but customers will see your account as unverified. Opt-out processing takes a calendar month.

Download Confirmation of Payee (CoP) opt-out form