Accepted Cards
With a simple fee per transaction, accepting cards with SumUp is easy. The charge per transaction applies to all transactions placed through your SumUp account, regardless of the card scheme.
With the Air Card Reader, you can accept any credit or debit card that displays a Visa, V PAY, Mastercard, Maestro, American Express, Discover, Diners Club, or Union Pay logo as well as NFC payments via Google and Apple Pay.
When accepting payments with the 3G Card Reader, you'll be able to take any credit or debit card with a Visa, V PAY, Mastercard, Maestro, American Express logo as well as NFC payments via Google and Apple Pay.
For our merchants approved to use Virtual Terminal, you can accept remote payments from Visa, MasterCard, American Express, Diners Club and Discover cards.
International Cards
It’s also possible to accept cards issued outside the country in which your business operates, so long as the card carries one of the above logos.
International currency charges
If your customer makes a payment with an international card, they may be charged a fee by their bank according to the bank’s currency conversion policy. The fee is only charged when the currency where the card was issued does not match the currency of the country in which your business is registered with us.
For example, if your customer has an American bank account and your business is registered in the UK, the transaction will be charged in GBP. As the customer’s account is in USD, the customer will be charged the current conversion fee of their bank.
Important
Please note that American Express and international card payments could take an additional 2-3 business days to process.
How to accept card payments
Click on your reader to learn how to accept card payments with it: SumUp 3G Reader and SumUp Air Reader.