Accepted Cards

With a simple fee per transaction, accepting cards with SumUp is easy. The charge per transaction applies to all transactions placed through your SumUp account, regardless of the card scheme.

SumUp Air SumUp 3G Virtual Terminal

Accepted_cards__all.png With the Air Card Reader, you can accept any credit or debit card that displays a Visa, V PAY, Mastercard, Maestro, American Express, Discover, Diners Club, or Union Pay logo as well as NFC payments via Google and Apple Pay.

International Cards

It’s also possible to accept cards issued outside the country in which your business operates, so long as the card carries one of the above logos.

International currency charges

If your customer makes a payment with an international card, they may be charged a fee by their bank according to the bank’s currency conversion policy. The fee is only charged when the currency where the card was issued does not match the currency of the country in which your business is registered with us.

For example, if your customer has an American bank account and your business is registered in the UK, the transaction will be charged in GBP. As the customer’s account is in USD, the customer will be charged the current conversion fee of their bank.


Please note that American Express and international card payments could take an additional 2-3 business days to process.

How to accept card payments

Click on your reader to learn how to accept card payments with it: SumUp 3G Reader and SumUp Air Reader.

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