We’re excited to announce that we’re adding more cards to our portfolio!

You can now also start accepting payments with Discover, Diners Club and China Union Pay cards at no additional cost.

In this article:

Accepted Cards

You can accept any credit or debit card that displays a Visa, V PAY, Mastercard, Maestro or American Express logo. The 1.69% (UK) / 2.75% (Ireland) charge per transaction applies to all transactions placed through your SumUp account, whether it's a Visa, V PAY, Mastercard, Maestro or American Express card.

To accept chip cards, please insert the chip (front of card with chip facing you) into the slot at the top of the reader. 

You can also accept NFC payments via Google and Apple Pay with our SumUp Card Readers. To accept a contactless transaction, please tap the card for 1-2 seconds flat in front of the display of the reader. 

Your customer now only needs to authorise the payment either via PIN or signature. 



International Cards

You can also accept cards issued outside the UK/Ireland. Just make sure that the card carries a Visa, V PAY, Mastercard, Maestro or American Express logo.


If you perform a payment with an international card, the cardholder must pay their bank a fee for their currency conversion policy. This fee is charged if the currency of the country, where the card was issued, does not match the currency of the country in which you have registered your business with SumUp. For example if your customer has an American bank account and your business is located in the UK the transaction will be charged in GBP, but charged from the customer's account in USD.

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